Home Equity
Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.
Home equity basics
It’s the portion of your home you own outright. Its uses are almost endless.
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.
Editor's picks
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Home equity tools & resources
Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.
Finding a lender
Here’s where you can get a home equity loan today
HELOC vs. home equity loan
How does each work, and which would be best for you?
Mortgage rates
Compare current mortgage rates for today
News highlights
The latest
Less than you think, probably. Here’s what cuts into the tappable amount.
How to calculate if the costs outweigh the benefits.
Some key facts and figures everyone who has a house should know.
This is the week that was for home equity rates.
It lets you make minimal monthly repayments for a while. But it could shock you at the end.
A HELOC works like a big credit card — one that uses your home as collateral for cash you borrow.
Reasons why more borrowers are opting for the fixed-rate loan over its credit-line cousin.
Yes, you can get financing, even if you’re not the most creditworthy candidate.
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